Echo CCIF · October 2025

Prévisionnel.ch: the financial training plan for your entrepreneurial marathon

Starting a business is like preparing to run a marathon. It is demanding and long. First there is the desire to push yourself, then the practicalities such as the right trainers, a balanced diet... and above all the training plan.

Without proper preparation, the wall at kilometre 30, or even earlier, will be waiting for you! To go the distance, there's no secret: you need good training and, for an entrepreneur, that means a perfectly structured financial plan. This is where the free “Prévisionnel.ch” software comes in.

Imagine: you start out with a good idea. At first everything seems clear, but very soon you have to plan ahead: what are my services, how much will my customers pay, what are my costs, what salary can I expect, what investments are needed, etc. All essential questions that must be answered before getting started. Like a marathon runner, you have to avoid overtraining and injuries.

Prévisionnel.ch is your digital coach that sets the framework for your financial plan. It gives you the structure, but you enter your business data: estimated turnover, salaries, expenses, investments. It calculates the income statement, cash flow plan, balance sheet and break-even point.

Next, the results need to be analysed, which can be done with the support of a Fri Up coach, to adjust the various elements of your plan if necessary.

The free tool is simple and intuitive. It lets you draw up a clearly organised financial plan to present to a bank or investor, or simply to check that your project holds up.

As with a marathon, the key is anticipation. With “Prévisionnel.ch” and Fri Up's support, you don't set off blindly and you keep your goal in sight.

Photo caption: Prévisionnel.ch, created by Fondetec – Geneva.