Structure & legal steps

Business insurance: covering the right risks without over-insuring

Insurance is a complex subject. Compulsory social insurance, necessary professional insurance, comfort cover: how do you find your way and define your needs precisely?

Start by analysing your risks

It is essential to define your insurance needs clearly by asking yourself the following questions:

  • What risks are inherent in my business?
  • What measures do I need to put in place to reduce these risks and make them acceptable?

Once this analysis is done, assess which insurance policies are really necessary and ask two or three insurers for quotes to compare cover and premiums.

Get informed before signing

To help you see clearly, Fri Up provides a condensed description of social and professional insurance: the Fri Up Insurance Guide. You can also consult the guide produced by Baloise Insurance, a Fri Up partner, as well as its online check-up, which distinguishes between compulsory, necessary and “comfort” insurance.

Get support

Feel free to ask your Fri Up coach or a specialist such as Fri Up's partner, Baloise Insurance, for advice: www.baloise.ch.